10 places NOT to use your ATM card

Debit cards’ differences sometimes make them the wrong choice

By Dana Dratch

While debit cards and credit cards each have advantages, each is also better suited to certain situations. And since a debit card is a direct line to your bank account, there are places where it can be wise to avoid handing it over — if for no other reason than peace of mind.

Here are 10 places and situations where it can pay to leave that debit card in your wallet:

10 occasions NOT to use a debit card
They may look just like credit cards, but debit cards work differently, and aren’t always the best choice. Some times you may want to avoid them include:

  1. Online
  2. For big-ticket items
  3. When a deposit is required
  4. At restaurants
  5. If you’re a new customer
  6. When you buy now, take delivery later
  7. For recurring payments
  8. For future travel
  9. Hotels and holds
  10. ATMs and pay-at-pump gas stations


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